Debt Coverage Ratio: What is it and Why it’s Important

By | 2017-08-12T17:40:37+00:00 August 12th, 2017|Categories: Investing, Real Estate|

One of the first things any commercial lender or broker talks about is the debt coverage ratio. Sometimes real estate pros don't realize that they are throwing around numbers and terms that newer investors may not know. It's also true that many investors may understand the term but not understand the intricacies or how to manipulate the [...]

Stop Worrying About Interest Rates

By | 2017-05-20T16:32:09+00:00 April 30th, 2017|Categories: Investing|

For the last year, everyone has been watching the Fed and holding their breath while waiting to find out if interest rates would rise. For a while, it seemed every good piece of economic data would send the market down because people feared the Fed would start raising rates. Every bad economic indicator was taken with [...]

29 Creative Ways to Increase the NOI and Explode the Value of Your Rental Property

By | 2017-03-28T16:28:02+00:00 March 26th, 2017|Categories: Investing, Multifamily, Real Estate|

NOI - the unicorn we're all chasing. As you may know, increasing the Net Operating Income (NOI) of any commercial property will not only increase your cash flow but also increase the value of your property since the value is determined primarily through NOI and Capitalization Rates (quick refresher on how to calculate the value of a commercial property). [...]

How to raise cash like a champ for your next real estate deal

By | 2017-03-08T20:12:38+00:00 March 4th, 2017|Categories: Creative Investing, Investing, Real Estate|

The #1 excuse new investors make is "There just aren't any deals." But, right behind that is, "I don't have enough money." It's true, you might not have enough money to do the deal by yourself...but very few people ever do. Those who do have enough probably don't want to put all their money in one deal [...]

5 Easy Ways to Systematize Your Real Estate Business So You Can Retire Young

By | 2017-03-08T12:30:05+00:00 March 1st, 2017|Categories: Investing, Landlords, Multifamily, Real Estate|

Today's guest post written by a great real estate investor and friend of mine, Chad Carson. Chad, now 37 years old, began real estate investing from scratch right out of college at the age of 23. Since then Chad and his business partner have bought, sold, leased, and financed hundreds of properties in and around Clemson, [...]

How to Get Started With MultiFamily

By | 2017-02-16T20:57:03+00:00 February 16th, 2017|Categories: Investing, Multifamily, Real Estate|

Almost every week someone is asking me HOW do you get started in real estate. The problem is that you will get 100 different answers from 100 different people.  That's because everybody has their own niche in real estate and a unique way which they started in the business. When I try to answer the question, [...]

Real Estate vs. Stocks – Using Net Worth to Compare

By | 2017-01-27T09:05:43+00:00 January 27th, 2017|Categories: Investing, Real Estate|

Investing in real estate can be a nightmare when things go wrong. For example, I was about to start looking for my next rental property when I got a call from a tenant. She told me that the door on the mechanical closet was warped to the point that the door was jammed shut. When [...]

5 Overlooked Ways To Boost Your Credit Score

By | 2017-08-13T12:00:06+00:00 January 1st, 2017|Categories: Financial Independence, Investing|

Neal is an Independent Certified Financial Planner™, based in Southern California. He founded Wealth Resources Group in 1994 to provide comprehensive fee-based financial planning exclusively. His firm specializes in helping clients make smart decisions about their money so they can stop worrying and start enjoying the things that matter most to them. If your credit [...]

What My 3 Year Old Taught Me About Investing

By | 2017-01-16T10:07:33+00:00 December 22nd, 2016|Categories: Investing|Tags: |

The other night I was sitting on my bed with my wife and 3-year-old daughter Lily. We weren't doing anything unique, just chatting and playing before it was my daughter's bath time. I asked Lily if she would share her soft fleece blanket with me because my legs were cold. "NO! It's my blanket!" she said. [...]

How to Invest in Real Estate With Your 401k or IRA

By | 2017-01-16T10:06:31+00:00 December 16th, 2016|Categories: Investing, Real Estate|Tags: , , |

You've come to realize that you need real estate in your portfolio, but you just don't have enough money to get started investing in real estate. Or do you? It turns out that you can actually invest in real estate with both your 401k or IRA (HSAs and Coverdells as well). So, if you are sitting [...]